International Banking

IBAN Codes Guide

Complete guide to International Bank Account Numbers (IBAN). Learn about IBAN format, validation, and usage for international transfers.

Find Banking Codes
What is an IBAN Code?

IBAN (International Bank Account Number) is a standardized international numbering system developed to identify bank accounts across countries. It's primarily used in Europe and other participating countries for international money transfers.

SEPA Transfers

Single Euro Payments Area transactions

International Transfers

Cross-border payments within IBAN countries

Error Reduction

Built-in validation reduces transfer errors

Standardized Format

Consistent format across participating countries

IBAN Structure & Format
Understanding the components of an IBAN code

Position 1-2

Country Code

GB

Position 3-4

Check Digits

29

Position 5+

Bank Account Number

NWBK60161331926819

Example: GB29 NWBK 6016 1331 9268 19

GB = United Kingdom29 = Check DigitsNWBK... = Account Number
IBAN Examples by Country
IBAN formats vary by country. Here are examples from major European countries.

United Kingdom

GB29 NWBK 6016 1331 9268 19

GB

22 characters

Germany

DE89 3704 0044 0532 0130 00

DE

22 characters

France

FR14 2004 1010 0505 0001 3M02 606

FR

27 characters

Spain

ES91 2100 0418 4502 0005 1332

ES

24 characters

Italy

IT60 X054 2811 1010 0000 0123 456

IT

27 characters

Netherlands

NL91 ABNA 0417 1643 00

NL

18 characters

Note

These are example formats only. Always use the actual IBAN provided by your bank for transactions.

IBAN Frequently Asked Questions

What is an IBAN code?

IBAN (International Bank Account Number) is an internationally standardized bank account number format used to identify bank accounts across countries, primarily in Europe and other participating countries.

Do US banks use IBAN codes?

No, US banks do not use IBAN codes. Instead, they use routing numbers for domestic transfers and SWIFT codes for international transfers.

How do I validate an IBAN?

IBAN validation involves checking the country code, length, and performing a modulo-97 check on the check digits. Many online tools can validate IBANs automatically.

What's the difference between IBAN and SWIFT?

IBAN identifies a specific bank account, while SWIFT identifies the bank itself. Both may be needed for international transfers to IBAN countries.

Need Help with International Banking?

Bank Finder provides comprehensive banking information including IBAN, SWIFT codes, and routing numbers for seamless international transfers.