Canadian Bank Transit Numbers

Find transit numbers for Canadian banks and credit unions. Essential routing information for domestic transfers, direct deposits, and electronic payments.

US Routing Numbers
What is a Bank Transit Number?

A bank transit number is a unique 5-digit code that identifies a specific branch of a Canadian financial institution. It's an essential component of the Canadian banking system, used alongside the financial institution number to route electronic transactions accurately.

Transit Number Format:

XXXXX-YYY where XXXXX is the 5-digit transit number and YYY is the 3-digit institution number

Major Canadian Banks & Institution Numbers

Royal Bank of Canada (RBC)
Institution Number: 003
Branches:
1,200+
Website:rbc.com
Toronto-Dominion Bank (TD)
Institution Number: 004
Branches:
1,100+
Website:td.com
Bank of Nova Scotia (Scotiabank)
Institution Number: 002
Branches:
950+
Website:scotiabank.com
Bank of Montreal (BMO)
Institution Number: 001
Branches:
900+
Website:bmo.com
Canadian Imperial Bank of Commerce (CIBC)
Institution Number: 010
Branches:
1,000+
Website:cibc.com
How to Find Your Transit Number

On Your Cheques

The first 5 digits at the bottom of your cheque

Online Banking

Available in your account details or profile section

Bank Statements

Listed in your monthly or quarterly statements

Bank Finder Extension

Quick lookup tool for all Canadian transit numbers

Contact Your Bank

Call or visit your branch for assistance

Mobile Banking App

Check your account information in the app

Transit Numbers vs Routing Numbers
Understanding the difference between Canadian and US banking codes
FeatureCanadian Transit NumbersUS Routing Numbers
Length5 digits9 digits
FormatXXXXX-YYYXXXXXXXXX
PurposeIdentifies branch + institutionIdentifies financial institution
UsageDomestic Canadian transfersUS domestic transfers

Frequently Asked Questions

What is a bank transit number in Canada?

A bank transit number is a 5-digit code that identifies a specific bank branch in Canada. It's part of the routing information used for electronic transfers, direct deposits, and other banking transactions.

How do I find my bank's transit number?

You can find your transit number on your checks (first 5 digits), online banking, bank statements, or by contacting your bank directly. It's also available through our Bank Finder extension.

What's the difference between transit numbers and routing numbers?

Transit numbers are used in Canada (5 digits), while routing numbers are used in the United States (9 digits). Both serve similar purposes for identifying financial institutions and branches.

Do I need a transit number for international transfers?

For international transfers, you typically need a SWIFT code rather than a transit number. However, transit numbers are essential for domestic Canadian transfers.

Can transit numbers change?

Transit numbers can change if a branch closes, merges, or relocates. Always verify the current transit number with your bank before making important transactions.

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Get Instant Access to Banking Information

Install Bank Finder extension for quick access to transit numbers, routing codes, and branch information.